Market Update: Buying activity high in 33040 and 33042 as of .

Sell Your House Fast in Key West, Florida.

The average Key West home sits on the market for ... days. We can close in 7. Don't wait ... days on the open market. Get a guaranteed cash offer today. Cash home buyers in Key West close fast. Get an offer in 24 hours.

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Data backed by Monroe County Clerk of Court records.

Max Cohen, Founder of FL Home Buyers

My name is Max Cohen. I understand the Key West grind—the US-1 traffic and the high cost of living. If your Concrete Block Ranch home has a Cast Iron Pipes defect or you're dealing with Strict Historic Preservation issues, don't worry. We save you $66,000 in Realtor fees and skip the repair hassle. As a subsidiary of FL Home Buyers, we simplify the sale process, including handling Keys Energy Services and Monroe County Property Appraiser transfers. We focus only on Florida.

Why Key West Homeowners Choose Us

Home Condition

Does your Concrete Block Ranch home need expensive fixes for Cast Iron Pipes?

Environmental Risks

Worried about Hurricanes or Zone AE insurance hikes?

Local Regulations

Frustrated with Monroe County Property Appraiser bills and Strict Historic Preservation restrictions?

cashhomebuyersflorida.com vs. Traditional Listing

Feature cashhomebuyersflorida.com Coldwell Banker Schmitt Real Estate
Commissions 0% ~6% of sale price ($66,000 for $1.1M home)
Repairs Needed None, we buy as-is Often required for market appeal
Closing Costs We cover most Seller typically pays 2-4%
Closing Speed As fast as 7 days Average 58+ days, plus escrow
Guaranteed Offer Yes, in 24 hours No, contingent on buyer financing & appraisal

Our Simple 3-Step Process

1

Tell Us About Your Home

Submit your property details online or call us. It's fast, free, and no obligation.

2

Receive a Cash Offer

We present you with a fair, no-obligation cash offer, often within 24 hours.

3

Close on Your Schedule

Accept the offer, and we close in as little as 7 days, or whenever works for you.

Selling Your Key West Home: Understanding Local Challenges

Handling Probate in Monroe County

Navigating probate can be a lengthy and complex process in Florida, a state known for its judicial probate requirements. In Monroe County, the process typically involves filing a petition with the Circuit Court and can take anywhere from 6 months to over a year, depending on the estate's complexity and whether any disputes arise. The Monroe County Clerk of Court oversees these filings, and delays are common, especially with intricate estates or during busy periods. We buy fast to avoid Monroe County Clerk of Court delays and complex Florida timelines.

If you've inherited a property in Key West and need to sell quickly to settle an estate, avoid ongoing property taxes, or manage maintenance costs, a cash sale offers a direct solution. We can purchase inherited homes promptly, allowing you to bypass the traditional market's uncertainties and the protracted waiting periods often associated with probate. Our process respects your timeline and the need for a straightforward transaction during what can be a difficult time.

Facing Foreclosure in Florida

Florida is a judicial foreclosure state, meaning the lender must file a lawsuit to foreclose on a property. This process can be lengthy, often taking 6 to 18 months or more. However, the initial steps are crucial. Before a lawsuit is filed, homeowners typically receive a breach letter, giving them 30-60 days to cure the default. Ignoring this initial period can lead to a formal Notice of Default and the initiation of legal proceedings in the Monroe County Clerk of Court.

Selling your Key West home for cash before the foreclosure process escalates can save your credit, relieve financial stress, and potentially allow you to retain some equity. We offer a rapid solution, enabling you to act fast to beat the Florida timeline for Notice of Default days. Our team can work quickly to provide an offer and close the sale, often within days, giving you control over your situation and avoiding the devastating impact of a public foreclosure.

Sell with Code Violations & Without Retrofitting

Dealing with permits and code violations in Key West, especially for older homes, can be a daunting and expensive endeavor. Properties built in the 1950s-1980s, often Concrete Block Ranch style, are susceptible to common issues like aging Cast Iron Pipes, which can corrode and lead to significant plumbing failures. Fixing these issues typically requires permits, inspections, and substantial financial investment. The City of Key West is vigilant about code enforcement, and selling a home with active violations can severely deter conventional buyers and complicate mortgage approvals.

We understand these challenges. Our unique approach allows you to skip the permits and retrofitting for Cast Iron Pipes. We buy homes in Key West as-is, regardless of their condition or existing code violations. This means you avoid the expense, time, and stress of repairs, allowing you to sell your property quickly and move forward. We handle all necessary post-purchase remedies, providing a clean break for you.

Estimated Repair Costs in Key West vs. Our Offer

Repair Type Estimated Cost Range in Key West Our Offer (No Repairs Needed)
Cast Iron Pipes Replacement $10,000 - $30,000+ No Cost to You
Roof Replacement (Coastal) $15,000 - $40,000+ No Cost to You
Foundation Repair (Minor) $5,000 - $15,000+ No Cost to You

Max's Insight: Key West code enforcement is strict about Strict Historic Preservation. We buy with the violation attached.

Key West Neighborhood Guide

Key West, a jewel in the Florida Keys, is more than just a tourist destination; it's a collection of vibrant, distinct neighborhoods, each with its own character and appeal. For residents, understanding these areas is key to navigating life on the island, whether considering schools, proximity to work, or community feel. The Monroe County School District serves the entire island, with various elementary and middle schools feeding into the highly regarded Key West High School Stadium area.

The historic Old Town, centered around Duval Street and extending to the waterfront, is known for its iconic Conch Houses and Victorian architecture. While popular with tourists, it's also home to many long-time residents who appreciate its walkability, charming streets, and proximity to local businesses. Properties here, often dating back to the late 19th and early 20th centuries, can present unique challenges like Cast Iron Pipes and require adherence to Strict Historic Preservation guidelines. This area is close to much of Key West's employment, but traffic can be a bottleneck.

Midtown, located east of Old Town, offers a more residential feel with a mix of newer homes and mid-century builds, including many Concrete Block Ranch style properties from the 1950s-1980s. This area is popular with families due to its quieter streets and better access to schools. It provides a slightly less intense daily commute compared to the dense Old Town, while still being a short bike ride from the Naval Air Station Key West, a major employer. The neighborhood is also known for its local haunts, including easy access to everyday necessities like Fausto's Food Palace.

The New Town area, further east, offers more modern developments, larger lots, and a suburban atmosphere within the island's confines. It's often where residents find more contemporary housing options and wider streets, providing a different living experience from the historic core. This area is also convenient for those working at the Naval Air Station Key West due to its direct connection to US-1, though congestion can occur during peak hours around the base entrance. Properties here are also subject to Zone AE flood regulations, making flood insurance a consideration.

Finally, the Trumbo Point/Truman Annex area, often associated with the Naval Base and former military housing, now blends residential and resort properties. It offers a unique living situation with proximity to the water and military facilities, appealing to a specific segment of the Key West population. This area's infrastructure can vary, and maintenance issues like Cast Iron Pipes in older structures, or concerns about Hurricanes, are always present due to its coastal location. It remains a desirable, albeit unique, residential pocket tied closely to the Naval Air Station Key West economy.

Map showing the Key West area and surrounding keys.

What Our Key West Sellers Say

"Effortless Sale!"

"Sold my Concrete Block Ranch with Cast Iron Pipes issues. I didn't have to fix a thing. Truly a stress-free process."

— Emily R., Key West

"Foreclosure Avoided!"

"They saved me from Florida foreclosure. Closed in just 9 days, giving me the fresh start I needed."

— David L., Marathon

"Better Than Listing!"

"I saved thousands in fees compared to listing with Coldwell Banker Schmitt Real Estate. The direct cash offer was superior."

— Michael B., Key West

Frequently Asked Questions

Do you buy houses in 33040, 33042, and 33043?
Yes, we actively buy houses for cash across Key West and the Lower Keys, including zip codes 33040, 33042, and 33043. Our process is designed for speed and convenience, offering a straightforward solution for homeowners in these specific areas looking to sell quickly without the usual market complexities.
My home is in Zone AE. Will you buy it?
Absolutely. We buy homes in all flood zones, including Zone AE, throughout Key West and the greater Florida region. We understand the specific complexities and insurance considerations associated with properties in flood-prone areas. Our fair cash offers account for these factors, saving you the hassle and potential delays often encountered when selling a flood-zone property on the traditional market.
How quickly can you close on a Key West property?
We pride ourselves on efficiency. We can close on your Key West property in as little as 7 days from the moment you accept our offer. We also offer flexibility, allowing you to choose a closing date that best fits your schedule and unique circumstances, whether you need more time or prefer an expedited sale.
Do I need to make repairs or clean my house before selling?
No, absolutely not. We buy houses in Key West completely as-is, meaning you are not required to make any repairs, undertake renovations, or even clean the property before selling. We handle all conditions, from minor wear-and-tear to significant structural issues like Cast Iron Pipes, saving you significant time, money, and stress.
How does your offer compare to listing with a real estate agent?
Our cash offer provides a direct, transparent alternative. Unlike listing with a traditional real estate agent like Coldwell Banker Schmitt Real Estate, you pay absolutely no realtor commissions (which can be up to 6% of the sale price, or $66,000 on a typical Key West home). You also avoid costs for repairs, staging, marketing, and often closing costs. We provide a guaranteed cash sale, eliminating uncertainties like buyer financing falling through or lengthy negotiation processes.

Areas We Serve Near Key West

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